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Secured Credit Cards 101

We all know having a good credit score is a necessary thing in life. Having a good credit score means you have an easier time with buying a new home or buying a new car and many other major purchases you may make. But attaining that good credit score and keeping it isn’t always very [...]

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Bad Credit – Credit Cards

Bad credit-credit cards come in two forms: secured and unsecured. Secured credit cards for bad credit require the consumer to put some amount of cash into an account that is held by the lender. They are designed to provide you with an unsecured line of credit which will help you to establish or re-establish your [...]

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Credit Cards: What is the Universal Default Clause?

Most people who carry major credit cards are well aware that the interest rates associated with them tend to be higher than for other types of lending, such as home or auto loans. Anyone who has paid their credit card bill late more than once or twice is also aware that doing so may cause [...]

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